LotWize
Free Reference — Updated 2026

Average HOA Fees by City — 2026 Data

Compare monthly HOA dues for condos, single-family homes, and townhomes across 70+ US cities. Use this data to understand whether your community's fees are in line with your local market.

National median: $291/mocondos  · $170/moSFH  · $215/mo townhomes

Alaska

Arizona

California

Colorado

Connecticut

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Kentucky

Maryland

Massachusetts

Minnesota

Missouri

Nebraska

Nevada

New Jersey

New Mexico

New York

North Carolina

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

Tennessee

Texas

Utah

Virginia

Washington

HOA Fee Questions

What is the average HOA fee in the US?

The national median HOA fee is approximately $291/month for condos, $170/month for single-family homes, and $215/month for townhomes as of 2026. However, fees vary widely — from under $100/month in affordable Midwest markets to over $1,000/month in New York City or Honolulu luxury buildings.

What do HOA fees cover?

Most HOA fees cover landscaping and common area maintenance, pool and amenity upkeep, shared property insurance, exterior building maintenance (for condos and townhomes), and reserve fund contributions for future repairs. Higher-cost cities often include concierge, doorman, or valet services. Individual HOA coverage varies — always review your community's budget breakdown.

Why do HOA fees vary so much by city?

Local labor and material costs, climate (snow removal in Minnesota, hurricane insurance in Florida), amenity quality (golf courses vs. basic landscaping), building age and condition, and local insurance market rates all influence HOA fees. Luxury or gated communities also command significant premiums over standard planned developments.

How do I know if my HOA fees are reasonable?

Compare your fee to the averages for your city and property type shown here. Then request a copy of your HOA's annual budget — this shows exactly where each dollar goes. Red flags include fees significantly above local averages with thin reserve funds, or fees well below average without a clear explanation of what is excluded from coverage.

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Fee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, age, and reserve funding status. Always request an HOA's current budget and reserve study before purchasing. Last updated: 2026.