St. Louis Average HOA Fees (2026)
St. Louis Metro · Data last updated 2026
St. Louis has moderate HOA adoption, concentrated in West County and St. Charles County suburbs.
Monthly HOA fee averages
$290/mo
National avg: $291/mo
$125/mo
National avg: $170/mo
$185/mo
National avg: $215/mo
Why HOA fees look the way they do in St. Louis
St. Louis fees track near the national condo average — the city's moderate housing costs keep HOA budgets in check.
- Landscaping
- Pool maintenance
- Common area insurance
- Exterior maintenance
- Pool
- Clubhouse
- Gym
- Playground
Why do HOA fees vary within St. Louis?
Even within the same city, fees can range from under $50/month to over $2,000/month depending on several factors:
- Amenity level — communities with golf courses, full-time staff, or resort-style pools carry significantly higher fees than basic landscaping-only HOAs.
- Building age — older buildings typically require higher reserve contributions and more frequent major repairs.
- Reserve fund health — an underfunded HOA may have artificially low fees today but face a large special assessment in the future.
- Property type — condos in high-rise buildings generally carry higher fees than detached SFH communities due to shared building system costs.
Related HOA tools
Managing a St. Louis HOA? Try LotWize free.
LotWize helps self-managed HOA boards in St. Louis handle budgets, violations, communications, and reserve planning — all in one place. No property management company required.
Start 14-Day Free TrialFee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, building age, and reserve funding status. This page provides general reference information only — not financial or legal advice. Always request an HOA's current budget and reserve study before purchasing. Last updated: 2026.