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HOA Management Cost Calculator

Compare what you pay a management company vs. what LotWize costs — with your exact unit count. See your annual savings and hours reclaimed.

Number of units in your HOA

Total residential units in your community (1–300)

Pricing model

Flat: fixed monthly rate — predictable cost regardless of payment volume

Recommended plan

Starter

Up to 50 units

$59/mo

Management company estimate

$9,000/yr

Based on $15/unit/month (industry average)

Range: $6,000 – $12,000

LotWize annual cost

$708/yr

Starter plan · flat rate

Annual savings

$8,292

Compared to an average management company

~12 hours saved / month

AI handles violations, communications, and board packets

Compare all LotWize plans

Starter

Recommended

$59/mo

Up to 50 units

Growth

$99/mo

Up to 150 units

Pro

$149/mo

Up to 300 units

Save $8,292 and 12 hours every month

LotWize handles violations, communications, dues collection, and board packets automatically. Start free — no credit card required, cancel anytime.

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Quick answer

A self-managed HOA typically pays a management company about $15 per unit per month (the industry midpoint). For a 100-unit community that is roughly $18,000/year; on LotWize's Growth plan it is $1,188/year — a saving of about $16,812 per year, while keeping full control of the community.

What a self-managed HOA saves with LotWize (flat pricing)

Community size	Management company / yr	LotWize plan / yr	You save / yr
25 units	$4,500	Starter — $708	$3,792
100 units	$18,000	Growth — $1,188	$16,812
250 units	$45,000	Pro — $1,788	$43,212

Illustrative, using the $15/unit/month industry midpoint and LotWize flat-plan pricing. Run the calculator above for your exact unit count.

Estimates use industry-average management company rates of $10–$20/unit/month. Actual rates vary by region and contract. LotWize pricing based on published flat-rate plans. Hybrid plan savings do not include the 1% homeowner-payment processing fee.

Ready to actually save this money?

LotWize replaces your $5K+/month management company for $59–$149/month flat. All violations, dues, resident Q&A, and board governance — automated. Start your 14-day free trial — no credit card required.

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Related Free Tools

Self-Management ROI CalculatorSee exact savings, 5-year projection, and board time reclaimed vs. your PMC Annual Budget BuilderBuild a line-item HOA annual budget in 3 steps Board Time AuditSee how many hours your board spends on admin work

Frequently Asked Questions

Last updated June 2026

How accurate is the cost comparison?: The calculator uses industry-average management company rates of $10–$20 per unit per month, which reflects what most full-service management companies charge in mid-sized U.S. markets. Your actual rate may be lower in rural areas or higher in coastal cities. LotWize pricing is based on published flat-rate plans.
What does a traditional HOA management company actually do?: Full-service HOA management companies handle dues collection, vendor coordination, violation enforcement, financial reporting, meeting support, and owner communication. They typically charge a flat monthly fee per unit, often plus transaction fees on payments and markups on vendor invoices.
What is the difference between the Flat and Hybrid LotWize plans?: The Flat plan is a fixed monthly fee regardless of payment volume — best for communities that want predictable costs. The Hybrid plan charges a lower base fee plus a 1% processing fee on homeowner payments, which can be cheaper for communities with lower payment volume or that prefer to pass processing costs to payers.
Can I manage a larger HOA without a management company?: Yes — many communities of 100–300+ units successfully self-manage with the right software. The key is having automated dues collection, a violation workflow, and proper financial reporting. LotWize was built specifically for boards that want to stay self-managed without the spreadsheet chaos.
Does the calculator include HOA attorney or reserve study fees?: No — the calculator focuses on the ongoing management fee portion only. One-time costs like reserve studies, legal reviews, and insurance are not included. Those costs apply equally whether you self-manage or use a company.

LotWizeby Sanaf AI Solutions

Quick answer

What a self-managed HOA saves with LotWize (flat pricing)

Community size	Management company / yr	LotWize plan / yr	You save / yr
25 units	$4,500	Starter — $708	$3,792
100 units	$18,000	Growth — $1,188	$16,812
250 units	$45,000	Pro — $1,788	$43,212

Illustrative, using the $15/unit/month industry midpoint and LotWize flat-plan pricing. Run the calculator above for your exact unit count.

Frequently Asked Questions

Last updated June 2026

How accurate is the cost comparison?

The calculator uses industry-average management company rates of $10–$20 per unit per month, which reflects what most full-service management companies charge in mid-sized U.S. markets. Your actual rate may be lower in rural areas or higher in coastal cities. LotWize pricing is based on published flat-rate plans.

What does a traditional HOA management company actually do?

Full-service HOA management companies handle dues collection, vendor coordination, violation enforcement, financial reporting, meeting support, and owner communication. They typically charge a flat monthly fee per unit, often plus transaction fees on payments and markups on vendor invoices.

What is the difference between the Flat and Hybrid LotWize plans?

The Flat plan is a fixed monthly fee regardless of payment volume — best for communities that want predictable costs. The Hybrid plan charges a lower base fee plus a 1% processing fee on homeowner payments, which can be cheaper for communities with lower payment volume or that prefer to pass processing costs to payers.

Can I manage a larger HOA without a management company?

Yes — many communities of 100–300+ units successfully self-manage with the right software. The key is having automated dues collection, a violation workflow, and proper financial reporting. LotWize was built specifically for boards that want to stay self-managed without the spreadsheet chaos.

Does the calculator include HOA attorney or reserve study fees?

No — the calculator focuses on the ongoing management fee portion only. One-time costs like reserve studies, legal reviews, and insurance are not included. Those costs apply equally whether you self-manage or use a company.