HOA Management Cost Calculator
Compare what you pay a management company vs. what LotWize costs — with your exact unit count. See your annual savings and hours reclaimed.
Total residential units in your community (1–300)
Pricing model
Flat: fixed monthly rate — predictable cost regardless of payment volume
Recommended plan
Starter
Up to 50 units
$59/mo
$9,000/yr
Based on $15/unit/month (industry average)
Range: $6,000 – $12,000
$708/yr
Starter plan · flat rate
$8,292
Compared to an average management company
~12 hours saved / month
AI handles violations, communications, and board packets
Compare all LotWize plans
Starter
Recommended$59/mo
Up to 50 units
Growth
$99/mo
Up to 150 units
Pro
$149/mo
Up to 300 units
Save $8,292 and 12 hours every month
LotWize handles violations, communications, dues collection, and board packets automatically. Start free — no credit card required.
Estimates use industry-average management company rates of $10–$20/unit/month. Actual rates vary by region and contract. LotWize pricing based on published flat-rate plans. Hybrid plan savings do not include the 1% homeowner-payment processing fee.
Frequently Asked Questions
- How accurate is the cost comparison?
- The calculator uses industry-average management company rates of $10–$20 per unit per month, which reflects what most full-service management companies charge in mid-sized U.S. markets. Your actual rate may be lower in rural areas or higher in coastal cities. LotWize pricing is based on published flat-rate plans.
- What does a traditional HOA management company actually do?
- Full-service HOA management companies handle dues collection, vendor coordination, violation enforcement, financial reporting, meeting support, and owner communication. They typically charge a flat monthly fee per unit, often plus transaction fees on payments and markups on vendor invoices.
- What is the difference between the Flat and Hybrid LotWize plans?
- The Flat plan is a fixed monthly fee regardless of payment volume — best for communities that want predictable costs. The Hybrid plan charges a lower base fee plus a 1% processing fee on homeowner payments, which can be cheaper for communities with lower payment volume or that prefer to pass processing costs to payers.
- Can I manage a larger HOA without a management company?
- Yes — many communities of 100–300+ units successfully self-manage with the right software. The key is having automated dues collection, a violation workflow, and proper financial reporting. LotWize was built specifically for boards that want to stay self-managed without the spreadsheet chaos.
- Does the calculator include HOA attorney or reserve study fees?
- No — the calculator focuses on the ongoing management fee portion only. One-time costs like reserve studies, legal reviews, and insurance are not included. Those costs apply equally whether you self-manage or use a company.