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HOA Self-Management ROI Calculator

Enter your current management fee to see your exact annual savings, 5-year projection, and board time reclaimed — compared side-by-side against LotWize.

Number of units in your HOA

Total residential units in your community (1–500)

Current monthly PMC fee (optional)

Using industry average: $15/unit × 75 units = $1,125/month

LotWize pricing model

$99/month fixed — no variable fees

Current PMC cost

$13,500/yr

Industry average: $15/unit × 75 units

LotWize annual cost

$1,188/yr

Growth plan · flat rate

Annual savings

$12,312

$1,026/month in direct savings

Extended value metrics

5-year projection

$61,560

total savings vs. PMC

Time saved

14 hrs/mo

worth ~$560/mo at $40/hr

Total monthly value

$1,586

fee savings + time reclaimed

Save $12,312 this year — and 14 hours every month

LotWize replaces your management company for a fraction of the cost. Start free — no credit card required.

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Ready to see these savings in your community?

Book a 20-minute demo — we'll import your CC&Rs, set up your board, and show you the ROI on your actual community size.

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Frequently Asked Questions

How is the PMC cost calculated if I don't enter a fee?: If you leave the monthly fee field blank, the calculator defaults to the industry average of $15 per unit per month — the midpoint of the $10–$20/unit range that most full-service management companies charge in mid-sized U.S. markets. Enter your actual invoice amount to get a precise comparison instead of the industry estimate.
What is included in the 'time saved' estimate?: The calculator estimates board hours saved based on LotWize automating violations, dues reminders, meeting minutes, owner communications, and document management. The baseline of 8 hours per month increases by 0.08 hours per unit — reflecting that larger communities generate more administrative volume. The $40/hr rate is a conservative estimate of what that volunteer time is worth in opportunity cost.
What is the difference between the Flat and Hybrid pricing models?: The Flat plan is a fixed monthly fee regardless of how much your community collects in dues — best for boards that want predictable, budgetable costs. The Hybrid plan charges a lower base fee plus a 1% processing fee on homeowner payments collected through LotWize, which can be cheaper for communities with lower payment volume. Either way, there are no per-unit fees or long-term contracts.
What does the 5-year projection include?: The 5-year projection is simply the annual savings multiplied by five years, assuming your current management fee and LotWize plan pricing remain constant. It does not account for fee increases (which are common with PMCs), inflation, or potential overage from growing your community. It is a conservative floor estimate — real savings are often higher as PMC fees creep upward.
Can a community of 100+ units really self-manage without a PMC?: Yes — many communities of 100–500 units successfully self-manage using purpose-built software. The critical capabilities are automated dues collection, a violation tracking and letter workflow, financial reporting, and owner communications. LotWize was built specifically for boards in this range who want the control and cost savings of self-management without spreadsheet chaos or full-time staff.

LotWizeby Sanaf AI Solutions

Frequently Asked Questions

How is the PMC cost calculated if I don't enter a fee?

If you leave the monthly fee field blank, the calculator defaults to the industry average of $15 per unit per month — the midpoint of the $10–$20/unit range that most full-service management companies charge in mid-sized U.S. markets. Enter your actual invoice amount to get a precise comparison instead of the industry estimate.

What is included in the 'time saved' estimate?

The calculator estimates board hours saved based on LotWize automating violations, dues reminders, meeting minutes, owner communications, and document management. The baseline of 8 hours per month increases by 0.08 hours per unit — reflecting that larger communities generate more administrative volume. The $40/hr rate is a conservative estimate of what that volunteer time is worth in opportunity cost.

What is the difference between the Flat and Hybrid pricing models?

The Flat plan is a fixed monthly fee regardless of how much your community collects in dues — best for boards that want predictable, budgetable costs. The Hybrid plan charges a lower base fee plus a 1% processing fee on homeowner payments collected through LotWize, which can be cheaper for communities with lower payment volume. Either way, there are no per-unit fees or long-term contracts.

What does the 5-year projection include?

The 5-year projection is simply the annual savings multiplied by five years, assuming your current management fee and LotWize plan pricing remain constant. It does not account for fee increases (which are common with PMCs), inflation, or potential overage from growing your community. It is a conservative floor estimate — real savings are often higher as PMC fees creep upward.

Can a community of 100+ units really self-manage without a PMC?

Yes — many communities of 100–500 units successfully self-manage using purpose-built software. The critical capabilities are automated dues collection, a violation tracking and letter workflow, financial reporting, and owner communications. LotWize was built specifically for boards in this range who want the control and cost savings of self-management without spreadsheet chaos or full-time staff.