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Free — Updated 2026

Self-Managed HOA Guides by State

Running your HOA without a management company is entirely possible — but the rules vary significantly by state. These guides cover every major compliance requirement so your board can operate confidently on its own.

What is a self-managed HOA?

A self-managed HOA is a homeowners association that handles its own day-to-day operations without hiring a third-party property management company. The elected board members directly manage finances, enforce covenants, coordinate maintenance, run elections, and maintain member communications. Self-managed communities save on management fees — typically $10–$30 per unit per month — but the board must understand and comply with state-specific HOA laws, which vary considerably across the United States.

What these guides cover

Meeting Requirements

Notice windows, quorum rules, open meeting obligations, and executive session limits.

Financial & Disclosure Rules

Budget distribution deadlines, reserve study obligations, and annual disclosure packages.

Violation & Fine Process

Required notice periods, hearing rights, fine caps, and appeal procedures by state.

Board Elections

Election procedures, secret ballot requirements, and candidate eligibility rules.

Choose your state

15 states covered — select yours for a full compliance breakdown.

Ready to self-manage your HOA with the right tools?

LotWize is purpose-built for self-managed HOA boards. It enforces your state's notice timelines, manages violations, tracks finances, and keeps your board organized — without a management company.

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These guides provide general legal information about state HOA laws — not legal advice. Laws change frequently; always verify current requirements with an HOA attorney in your state.