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LotWizeby Sanaf AI Solutions
FeaturesPricingIntegrationsFree Tools
AboutContactHelp
Sign inStart Free Trial

Product

  • Features
  • Pricing
  • Marketplace
  • Integrations
  • Blog

Resources

  • Blog
  • Case Studies
  • Research
  • Ebooks & Guides
  • HOA Glossary
  • Templates
  • State Guides
  • HOA Laws by State
  • Comparisons

Company

  • About
  • Contact
  • HOA Laws by State
  • Affiliate Program — Earn 20%
  • Security
  • Privacy Policy
  • Terms of Service

Free Tools

  • Cost Calculator
  • Annual Budget Builder
  • Reserve Fund Calculator
  • Board Time Audit
  • Fine Schedule Builder
  • Annual Meeting Checklist
  • Agenda Generator
  • Meeting Minutes
  • Violation Letter
  • Welcome Letter
LotWize

by Sanaf AI Solutions

AI-first HOA management for self-managed communities.

Available nationwide

Get HOA tips & updates

© 2026 LotWize by Sanaf AI Solutions. All rights reserved.

Product

  • Features
  • Pricing
  • Marketplace
  • Integrations
  • Blog

Resources

  • Blog
  • Case Studies
  • Research
  • Ebooks & Guides
  • HOA Glossary
  • Templates
  • State Guides
  • HOA Laws by State
  • Comparisons

Company

  • About
  • Contact
  • HOA Laws by State
  • Affiliate Program — Earn 20%
  • Security
  • Privacy Policy
  • Terms of Service

Free Tools

  • Cost Calculator
  • Annual Budget Builder
  • Reserve Fund Calculator
  • Board Time Audit
  • Fine Schedule Builder
  • Annual Meeting Checklist
  • Agenda Generator
  • Meeting Minutes
  • Violation Letter
  • Welcome Letter
LotWize

by Sanaf AI Solutions

AI-first HOA management for self-managed communities.

Available nationwide

Get HOA tips & updates

© 2026 LotWize by Sanaf AI Solutions. All rights reserved.
Free — Updated 2026

Self-Managed HOA Guides by State

Running your HOA without a management company is entirely possible — but the rules vary significantly by state. These guides cover every major compliance requirement so your board can operate confidently on its own.

What is a self-managed HOA?

A self-managed HOA is a homeowners association that handles its own day-to-day operations without hiring a third-party property management company. The elected board members directly manage finances, enforce covenants, coordinate maintenance, run elections, and maintain member communications. Self-managed communities save on management fees — typically $10–$30 per unit per month — but the board must understand and comply with state-specific HOA laws, which vary considerably across the United States.

What these guides cover

Meeting Requirements

Notice windows, quorum rules, open meeting obligations, and executive session limits.

Financial & Disclosure Rules

Budget distribution deadlines, reserve study obligations, and annual disclosure packages.

Violation & Fine Process

Required notice periods, hearing rights, fine caps, and appeal procedures by state.

Board Elections

Election procedures, secret ballot requirements, and candidate eligibility rules.

Choose your state

16 states covered — select yours for a full compliance breakdown.

CA

California

50,000+ HOAs

Davis-Stirling Common Interest Development Act

View guide
FL

Florida

50,000+ HOAs

Florida Homeowners Association Act

View guide
TX

Texas

25,000+ HOAs

Texas Property Code — Property Owners Associations

View guide
AZ

Arizona

9,500+ HOAs

Arizona Planned Communities Act

View guide
NV

Nevada

3,500+ HOAs

Nevada Common-Interest Ownership Act

View guide
CO

Colorado

10,000+ HOAs

Colorado Common Interest Ownership Act

View guide
GA

Georgia

14,000+ HOAs

Georgia Property Owners Association Act

View guide
NC

North Carolina

12,000+ HOAs

North Carolina Planned Community Act

View guide
OK

Oklahoma

3,000+ HOAs

Oklahoma Nonprofit Corporations Act (Title 18) & governing documents (CC&Rs/bylaws)

View guide
VA

Virginia

8,000+ HOAs

Virginia Property Owners' Association Act

View guide
WA

Washington

7,000+ HOAs

Washington Homeowners Association Act

View guide
IL

Illinois

9,000+ HOAs

Illinois Common Interest Community Association Act

View guide
NY

New York

5,000+ HOAs

New York Not-for-Profit Corporation Law / Real Property Law

View guide
SC

South Carolina

7,500+ HOAs

South Carolina Homeowners Association Act

View guide
OR

Oregon

4,500+ HOAs

Oregon Planned Community Act

View guide
UT

Utah

4,200+ HOAs

Utah Community Association Act

View guide

Ready to self-manage your HOA with the right tools?

LotWize is purpose-built for self-managed HOA boards. It enforces your state's notice timelines, manages violations, tracks finances, and keeps your board organized — without a management company.

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These guides provide general legal information about state HOA laws — not legal advice. Laws change frequently; always verify current requirements with an HOA attorney in your state.