St. Louis HOA Guide (2026)
St. Louis Metro · Missouri
St. Louis has moderate HOA adoption, concentrated in West County and St. Charles County suburbs.
HOA Fees in St. Louis
$290/mo
National avg: $291/mo
$125/mo
National avg: $170/mo
$185/mo
National avg: $215/mo
St. Louis fees track near the national condo average — the city's moderate housing costs keep HOA budgets in check.
Missouri HOA Laws at a Glance
Fine cap
Set by bylaws
Notice required
Per CC&Rs
Hearing right
Not mandated
- Missouri Uniform Common Interest Ownership Act provides a framework
- Fines must be authorized in governing documents
- Board must follow its CC&Rs and bylaws for enforcement
- Landscaping
- Pool maintenance
- Common area insurance
- Exterior maintenance
- Pool
- Clubhouse
- Gym
- Playground
Many St. Louis HOA boards face the choice between self-management and hiring a full-service property management company. Management companies typically charge $10–$22 per unit per month — for a 75-unit community that is $750–$1,650/month. Self-managed boards with the right software can handle the same work at a fraction of the cost.
Related resources
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Start 14-Day Free TrialFee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, building age, and reserve funding status. Legal information is general in nature and not legal advice. Always consult an HOA attorney and your governing documents for your specific situation. Last updated: 2026.