HOA Special Assessment Rules by State (2026)
A special assessment is a one-time charge levied by an HOA board to cover an unexpected or deferred expense — major repairs, insurance shortfalls, reserve deficits, or emergency damage. The rules governing when a board can levy one, how much notice is required, and when homeowners get a vote vary significantly by state.
Select your state below for board authority caps, member vote thresholds, notice requirements, and homeowner dispute rights.
Alabama
Alabama Code § 35-8A-315 (Uniform Condominium Act)
Alaska
Alaska Stat. § 34.07 / § 34.08 (Alaska Unit Ownership Act)
Arizona
A.R.S. § 33-1253 (Planned Communities) / § 33-1242 (Condominiums)
Arkansas
Ark. Code Ann. § 18-13-101 (Property Owners' Associations Act)
California
Civil Code § 5605 (Davis-Stirling Act)
Vote trigger: Any special assessment exceeding 5% of the current gross budget
Colorado
C.R.S. § 38-33.3-315 (Colorado Common Interest Ownership Act — CCIOA)
Connecticut
Conn. Gen. Stat. § 47-261b (Common Interest Ownership Act)
Delaware
Del. Code Ann. Tit. 25, § 81-315 (Delaware Uniform Common Interest Ownership Act)
District of Columbia
D.C. Code § 42-1903.12 (Condominium Act of 1976)
Florida
Fla. Stat. § 720.308 (HOA Act) / § 718.116 (Condo Act) / SB 4D (2022)
Georgia
O.C.G.A. § 44-3-70 (Georgia Condominium Act) / § 44-3-221 (Property Owners' Assoc. Act)
Hawaii
H.R.S. § 514B-142 (Hawaii Condominium Property Act)
Idaho
Idaho Code § 55-3201 (Common Interest Communities Act)
Illinois
765 ILCS 605/18 (Illinois Condominium Property Act)
Indiana
Ind. Code § 32-25.5-4-6 (Homeowners Associations Act)
Iowa
Iowa Code § 499B (Horizontal Property Act) / § 557A (Condominiums)
Kansas
K.S.A. § 58-3102 (Kansas Apartment Ownership Act)
Kentucky
KRS § 381.9197 (Kentucky Condominium Act)
Louisiana
La. R.S. § 9:1141.1 (Condominium Act) / § 9:1145.1 (Planned Communities)
Maine
33 M.R.S.A. § 1601-315 (Maine Condominium Act — UCIOA)
Maryland
Md. Code, Real Prop. § 11-101 (Maryland Condominium Act)
Massachusetts
Mass. Gen. Laws ch. 183A (Massachusetts Condominium Act)
Michigan
M.C.L. § 559.101 (Michigan Condominium Act)
Minnesota
Minn. Stat. § 515B.3-115 (Minnesota Common Interest Ownership Act — MCIOA)
Mississippi
Miss. Code Ann. § 89-8-1 (Mississippi Condominium Law)
Missouri
Mo. Rev. Stat. § 448.1-315 (Missouri Uniform Condominium Act)
Montana
Mont. Code Ann. § 70-23-901 (Montana Unit Ownership Act)
Nebraska
Neb. Rev. Stat. § 76-875 (Nebraska Condominium Act)
Nevada
NRS 116.3115 (Nevada Common-Interest Ownership Act)
Vote trigger: Special assessment exceeds 25% of the prior year total budget, or exceeds $500 per unit
New Hampshire
RSA 356-B (New Hampshire Condominium Act)
New Jersey
N.J.S.A. § 46:8B-14 (New Jersey Condominium Act — PREDFDA)
New Mexico
N.M. Stat. Ann. § 47-7C-14 (New Mexico Condominium Act)
New York
N.Y. Bus. Corp. Law § 601 (Condominiums) / N.Y. Real Prop. Law § 339-x
North Carolina
N.C. Gen. Stat. § 47C-3-115 (NC Condominium Act) / § 47F-3-115 (Planned Community Act)
North Dakota
N.D. Cent. Code § 47-04.1 (North Dakota Condominium Act)
Ohio
Ohio Rev. Code § 5311.081 (Ohio Condominium Act)
Oklahoma
60 O.S. § 851 (Oklahoma Condominium Act)
Oregon
ORS § 100.175 (Oregon Condominium Act) / ORS § 94.670 (Planned Communities)
Pennsylvania
68 Pa. C.S. § 3315 (Uniform Planned Community Act) / § 3408 (Condominium Act)
Rhode Island
R.I. Gen. Laws § 34-36.1-3.15 (Rhode Island Condominium Act — UCIOA)
South Carolina
S.C. Code Ann. § 27-31-10 (South Carolina Horizontal Property Act)
South Dakota
SDCL § 43-15A (South Dakota Condominium Act)
Tennessee
Tenn. Code Ann. § 66-27-101 (Tennessee Horizontal Property Act)
Texas
Tex. Prop. Code § 204.004 (Texas Property Owners' Associations Act)
Utah
Utah Code Ann. § 57-8-7.5 (Utah Condominium Ownership Act) / § 57-8a-209 (Community Association Act)
Vermont
27A V.S.A. § 3-115 (Vermont Common Interest Ownership Act — UCIOA)
Virginia
Va. Code Ann. § 55.1-1833 (Property Owners' Association Act — POAA) / § 55.1-1962 (Condominium Act)
Washington
RCW 64.90.525 (Washington Uniform Common Interest Ownership Act — WUCIOA)
West Virginia
W. Va. Code § 36B-3-115 (West Virginia Uniform Common Interest Ownership Act)
Wisconsin
Wis. Stat. § 703.165 (Wisconsin Condominium Ownership Act)
Wyoming
Wyo. Stat. § 34-20-104 (Wyoming Residential Common Interest Community Act)
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Start 14-Day Free TrialThis page provides general legal information only — not legal advice. HOA special assessment laws change frequently and vary by community type (planned community, condominium, cooperative, etc.). Always consult an HOA attorney and your governing documents for your specific situation. Last reviewed: 2026.