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Nevada HOA Special Assessment Rules (2026)

NRS 116.3115 (Nevada Common-Interest Ownership Act) · Last reviewed 2026

A special assessment is a one-time charge levied by an HOA board to cover an unexpected or deferred expense not covered by the operating budget or reserve fund. Below are the key rules that govern how Nevada HOAs may levy special assessments and what rights homeowners have.

Key facts at a glance

Board Authority

Can levy without member vote

Board may levy special assessments for 'necessary and reasonable' common expenses. Member vote required if the assessment exceeds 25% of the prior year total budget OR exceeds $500 per unit, whichever is less.

Member Vote

Majority vote of the units' owners

Trigger: Special assessment exceeds 25% of the prior year total budget, or exceeds $500 per unit

Notice Required

21 days

Advance written notice to members before assessment levy

Emergency Exception

Available

Emergency assessments may bypass the member vote requirement for assessments necessary to prevent imminent harm or loss of essential services.

Key rules in Nevada
  • Board may levy for necessary and reasonable common expenses without member vote
  • Member vote required if assessment exceeds 25% of prior year budget or $500/unit
  • 21-day advance written notice to unit owners required
  • Emergency assessments may bypass both notice and member vote requirements
  • Nevada Real Estate Division handles HOA complaints and ombudsman services
Homeowner rights & dispute options

Nevada homeowners may file a complaint with the Nevada Real Estate Division (NRED). Ombudsman services are available for HOA disputes before litigation.

Lender & financing impact

Pending special assessments must be disclosed in the resale disclosure package. Nevada NRED maintains a public registry of HOA complaints — lenders review this.

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This page provides general legal information only — not legal advice. HOA special assessment laws vary by community type (planned community, condominium, cooperative, etc.) and are subject to change. The information on this page is based on statutes in effect as of 2026 and may not reflect recent legislative changes. Always consult a licensed HOA attorney and review your governing documents before taking action.