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Arizona HOA Special Assessment Rules (2026)

A.R.S. § 33-1253 (Planned Communities) / § 33-1242 (Condominiums) · Last reviewed 2026

A special assessment is a one-time charge levied by an HOA board to cover an unexpected or deferred expense not covered by the operating budget or reserve fund. Below are the key rules that govern how Arizona HOAs may levy special assessments and what rights homeowners have.

Key facts at a glance

Board Authority

Can levy without member vote

Board may levy special assessments for common expenses; amount must be reasonable and consistent with the declaration.

Member Vote

Not required by statute

Trigger: Only if required by the community's declaration or bylaws

Notice Required

10 days

Advance written notice to members before assessment levy

Emergency Exception

Available

Emergency assessments may be levied when necessary to prevent imminent harm to persons or property.

Key rules in Arizona
  • Board may levy special assessments without a member vote unless bylaws require otherwise
  • 10-day advance notice to members before assessment levy
  • Assessment amount must be reasonable and consistent with the declaration
  • Arizona Office of Administrative Hearings handles unresolved HOA disputes
  • Resale disclosure must include all pending special assessments
Homeowner rights & dispute options

Arizona HOA members may use the Office of Administrative Hearings for disputes. Homeowners must be given the opportunity to present their case at a board meeting.

Lender & financing impact

Pending special assessments must be disclosed in the resale disclosure statement per A.R.S. § 33-1806. Fannie Mae and FHA flag communities with large active assessments.

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This page provides general legal information only — not legal advice. HOA special assessment laws vary by community type (planned community, condominium, cooperative, etc.) and are subject to change. The information on this page is based on statutes in effect as of 2026 and may not reflect recent legislative changes. Always consult a licensed HOA attorney and review your governing documents before taking action.