San Francisco Bay Area · Data last updated 2026
HOA fees in San Francisco — also called HOA dues or assessments — average $310/month for single-family homes and $680/month for condos. San Francisco's density means nearly all multi-unit housing is governed by an HOA or condo association.
$680/mo
National avg: $291/mo
$310/mo
National avg: $170/mo
$480/mo
National avg: $215/mo
Among the highest HOA fees in the US — driven by earthquake insurance, aging Victorian-era building maintenance, and premium amenity expectations.
Even within the same city, fees can range from under $50/month to over $2,000/month depending on several factors:
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Start 14-Day Free TrialWhat is the average HOA fee in San Francisco?
In San Francisco, HOA fees average $310/month for single-family homes, $680/month for condos, and $480/month for townhomes. Among the highest HOA fees in the US — driven by earthquake insurance, aging Victorian-era building maintenance, and premium amenity expectations.
Are HOA fees and HOA dues the same thing in San Francisco?
Yes. "HOA fees," "HOA dues," and "assessments" all refer to the regular payments members make to fund the association's operating budget and reserves in San Francisco.
Are HOA fees in San Francisco higher than the national average?
San Francisco condo HOA fees run about 134% above the national average. San Francisco's density means nearly all multi-unit housing is governed by an HOA or condo association.
What do HOA fees cover in San Francisco?
HOA fees in San Francisco typically cover Building exterior, Earthquake insurance, Elevator maintenance, Water/sewer, Trash, Common area upkeep. Communities here commonly include amenities such as Gym, Concierge, Rooftop, Parking, Package Lockers.
Fee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, building age, and reserve funding status. This page provides general reference information only — not financial or legal advice. Always request an HOA's current budget and reserve study before purchasing. Last updated: 2026.