San Francisco Average HOA Fees (2026)
San Francisco Bay Area · Data last updated 2026
San Francisco's density means nearly all multi-unit housing is governed by an HOA or condo association.
Monthly HOA fee averages
$680/mo
National avg: $291/mo
$310/mo
National avg: $170/mo
$480/mo
National avg: $215/mo
Why HOA fees look the way they do in San Francisco
Among the highest HOA fees in the US — driven by earthquake insurance, aging Victorian-era building maintenance, and premium amenity expectations.
- Building exterior
- Earthquake insurance
- Elevator maintenance
- Water/sewer
- Trash
- Common area upkeep
- Gym
- Concierge
- Rooftop
- Parking
- Package Lockers
Why do HOA fees vary within San Francisco?
Even within the same city, fees can range from under $50/month to over $2,000/month depending on several factors:
- Amenity level — communities with golf courses, full-time staff, or resort-style pools carry significantly higher fees than basic landscaping-only HOAs.
- Building age — older buildings typically require higher reserve contributions and more frequent major repairs.
- Reserve fund health — an underfunded HOA may have artificially low fees today but face a large special assessment in the future.
- Property type — condos in high-rise buildings generally carry higher fees than detached SFH communities due to shared building system costs.
Related HOA tools
Managing a San Francisco HOA? Try LotWize free.
LotWize helps self-managed HOA boards in San Francisco handle budgets, violations, communications, and reserve planning — all in one place. No property management company required.
Start 14-Day Free TrialFee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, building age, and reserve funding status. This page provides general reference information only — not financial or legal advice. Always request an HOA's current budget and reserve study before purchasing. Last updated: 2026.