Naples Average HOA Fees (2026)
Naples Metro · Data last updated 2026
Naples has one of the highest HOA saturation rates in the US — nearly every neighborhood is governed by an HOA.
Monthly HOA fee averages
$690/mo
National avg: $291/mo
$420/mo
National avg: $170/mo
$520/mo
National avg: $215/mo
Why HOA fees look the way they do in Naples
Naples is Florida's most expensive HOA market. Ultra-premium golf and beach club communities regularly charge $500–$1,500/month.
- Golf course maintenance
- Beach club fees
- Hurricane insurance
- Landscaping
- Common area insurance
- Security
- Golf Course
- Beach Club
- Pool
- Concierge
- Tennis Courts
- Fitness Center
Why do HOA fees vary within Naples?
Even within the same city, fees can range from under $50/month to over $2,000/month depending on several factors:
- Amenity level — communities with golf courses, full-time staff, or resort-style pools carry significantly higher fees than basic landscaping-only HOAs.
- Building age — older buildings typically require higher reserve contributions and more frequent major repairs.
- Reserve fund health — an underfunded HOA may have artificially low fees today but face a large special assessment in the future.
- Property type — condos in high-rise buildings generally carry higher fees than detached SFH communities due to shared building system costs.
Related HOA tools
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Start 14-Day Free TrialFee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, building age, and reserve funding status. This page provides general reference information only — not financial or legal advice. Always request an HOA's current budget and reserve study before purchasing. Last updated: 2026.