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  • For Self-Managed HOAs
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LotWize

by Sanaf AI Solutions

AI-first HOA management for self-managed communities.

Available nationwide

Get HOA tips & updates

© 2026 LotWize by Sanaf AI Solutions. All rights reserved.

Product

  • For Self-Managed HOAs
  • For Property Managers
  • Features
  • Pricing
  • Marketplace
  • Integrations
  • Blog

Resources

  • Help Center
  • Blog
  • Ebooks & Guides
  • HOA Glossary
  • Templates
  • State Guides
  • HOA Laws by State
  • Comparisons

Company

  • About
  • Contact
  • HOA Laws by State
  • Affiliate Program — Earn 20%
  • Security
  • Privacy Policy
  • Terms of Service

Free Tools

  • Cost Calculator
  • Annual Budget Builder
  • Reserve Fund Calculator
  • Board Time Audit
  • Fine Schedule Builder
  • Annual Meeting Checklist
  • Agenda Generator
  • Meeting Minutes
  • Violation Letter
  • Welcome Letter
LotWize

by Sanaf AI Solutions

AI-first HOA management for self-managed communities.

Available nationwide

Get HOA tips & updates

© 2026 LotWize by Sanaf AI Solutions. All rights reserved.
HOA Fees by City/Naples, FL
All cities
FL

Naples Average HOA Fees (2026)

Naples Metro · Data last updated 2026

137% above national average

HOA fees in Naples — also called HOA dues or assessments — average $420/month for single-family homes and $690/month for condos. Naples has one of the highest HOA saturation rates in the US — nearly every neighborhood is governed by an HOA.

Monthly HOA fee averages

Condo

$690/mo

National avg: $291/mo

$399 above avg
Single-Family Home

$420/mo

National avg: $170/mo

$250 above avg
Townhome

$520/mo

National avg: $215/mo

$305 above avg

Why HOA fees look the way they do in Naples

Naples is Florida's most expensive HOA market. Ultra-premium golf and beach club communities regularly charge $500–$1,500/month.

What HOA fees typically cover in Naples
  • Golf course maintenance
  • Beach club fees
  • Hurricane insurance
  • Landscaping
  • Common area insurance
  • Security
Common amenities in Naples HOAs
  • Golf Course
  • Beach Club
  • Pool
  • Concierge
  • Tennis Courts
  • Fitness Center

Why do HOA fees vary within Naples?

Even within the same city, fees can range from under $50/month to over $2,000/month depending on several factors:

  • Amenity level — communities with golf courses, full-time staff, or resort-style pools carry significantly higher fees than basic landscaping-only HOAs.
  • Building age — older buildings typically require higher reserve contributions and more frequent major repairs.
  • Reserve fund health — an underfunded HOA may have artificially low fees today but face a large special assessment in the future.
  • Property type — condos in high-rise buildings generally carry higher fees than detached SFH communities due to shared building system costs.

Related HOA tools

Cost Calculator

Estimate your HOA operating costs

Budget Builder

Build a line-item annual budget

Reserve Calculator

Check your reserve fund health

Managing a Naples HOA? Try LotWize free.

LotWize helps self-managed HOA boards in Naples handle budgets, violations, communications, and reserve planning — all in one place. No property management company required.

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Related resources for Naples

HOA management software for NaplesHOA management companies in NaplesHOA laws in FloridaManagement cost calculatorHOA budget builderReserve fund calculator

HOA fees in Naples — FAQ

What is the average HOA fee in Naples?

In Naples, HOA fees average $420/month for single-family homes, $690/month for condos, and $520/month for townhomes. Naples is Florida's most expensive HOA market. Ultra-premium golf and beach club communities regularly charge $500–$1,500/month.

Are HOA fees and HOA dues the same thing in Naples?

Yes. "HOA fees," "HOA dues," and "assessments" all refer to the regular payments members make to fund the association's operating budget and reserves in Naples.

Are HOA fees in Naples higher than the national average?

Naples condo HOA fees run about 137% above the national average. Naples has one of the highest HOA saturation rates in the US — nearly every neighborhood is governed by an HOA.

What do HOA fees cover in Naples?

HOA fees in Naples typically cover Golf course maintenance, Beach club fees, Hurricane insurance, Landscaping, Common area insurance, Security. Communities here commonly include amenities such as Golf Course, Beach Club, Pool, Concierge, Tennis Courts, Fitness Center.

Fee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, building age, and reserve funding status. This page provides general reference information only — not financial or legal advice. Always request an HOA's current budget and reserve study before purchasing. Last updated: 2026.