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LotWize

by Sanaf AI Solutions

AI-first HOA management for self-managed communities.

Available nationwide

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© 2026 LotWize by Sanaf AI Solutions. All rights reserved.

Product

  • Features
  • Pricing
  • Marketplace
  • Integrations
  • Blog

Resources

  • Blog
  • Case Studies
  • Research
  • Ebooks & Guides
  • HOA Glossary
  • Templates
  • State Guides
  • HOA Laws by State
  • Comparisons

Company

  • About
  • Contact
  • HOA Laws by State
  • Affiliate Program — Earn 20%
  • Security
  • Privacy Policy
  • Terms of Service

Free Tools

  • Cost Calculator
  • Annual Budget Builder
  • Reserve Fund Calculator
  • Board Time Audit
  • Fine Schedule Builder
  • Annual Meeting Checklist
  • Agenda Generator
  • Meeting Minutes
  • Violation Letter
  • Welcome Letter
LotWize

by Sanaf AI Solutions

AI-first HOA management for self-managed communities.

Available nationwide

Get HOA tips & updates

© 2026 LotWize by Sanaf AI Solutions. All rights reserved.
HOA City Guides/Naples, FL
All city guides
FL

Naples HOA Guide (2026)

Naples Metro · Florida

Naples has one of the highest HOA saturation rates in the US — nearly every neighborhood is governed by an HOA.

HOA Fees in Naples

Condo

$690/mo

National avg: $291/mo

$399 above avg
Single-Family Home

$420/mo

National avg: $170/mo

$250 above avg
Townhome

$520/mo

National avg: $215/mo

$305 above avg

Naples is Florida's most expensive HOA market. Ultra-premium golf and beach club communities regularly charge $500–$1,500/month.

Florida HOA Laws at a Glance

F.S. § 720.305

Fine cap

$100

Notice required

14 days

Hearing right

Required

  • Fine cap: $100/day per violation, maximum $1,000 aggregate
  • 14 days to request a hearing before a fine is effective
  • A fining committee (separate from the board) must ratify fines — not the board alone
Full Florida HOA law guide
What HOA fees typically cover in Naples
  • Golf course maintenance
  • Beach club fees
  • Hurricane insurance
  • Landscaping
  • Common area insurance
  • Security
Common amenities in Naples HOAs
  • Golf Course
  • Beach Club
  • Pool
  • Concierge
  • Tennis Courts
  • Fitness Center
Self-Manage or Hire a Management Company?

Many Naples HOA boards face the choice between self-management and hiring a full-service property management company. Management companies typically charge $10–$22 per unit per month — for a 75-unit community that is $750–$1,650/month. Self-managed boards with the right software can handle the same work at a fraction of the cost.

HOA ROI CalculatorCost Calculator

Related resources

HOA Laws (Florida)

Fine caps, notice periods, hearing rights

Special Assessments (Florida)

When they happen and how they work

Reserve Requirements (Florida)

What Florida requires boards to fund

Self-managing your Naples HOA? LotWize is built for boards like yours.

LotWize helps self-managed HOA boards handle budgets, violations, communications, and reserve planning — all in one place. No property management company required.

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Fee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, building age, and reserve funding status. Legal information is general in nature and not legal advice. Always consult an HOA attorney and your governing documents for your specific situation. Last updated: 2026.