Naples HOA Guide (2026)
Naples Metro · Florida
Naples has one of the highest HOA saturation rates in the US — nearly every neighborhood is governed by an HOA.
HOA Fees in Naples
$690/mo
National avg: $291/mo
$420/mo
National avg: $170/mo
$520/mo
National avg: $215/mo
Naples is Florida's most expensive HOA market. Ultra-premium golf and beach club communities regularly charge $500–$1,500/month.
Florida HOA Laws at a Glance
Fine cap
$100
Notice required
14 days
Hearing right
Required
- Fine cap: $100/day per violation, maximum $1,000 aggregate
- 14 days to request a hearing before a fine is effective
- A fining committee (separate from the board) must ratify fines — not the board alone
- Golf course maintenance
- Beach club fees
- Hurricane insurance
- Landscaping
- Common area insurance
- Security
- Golf Course
- Beach Club
- Pool
- Concierge
- Tennis Courts
- Fitness Center
Many Naples HOA boards face the choice between self-management and hiring a full-service property management company. Management companies typically charge $10–$22 per unit per month — for a 75-unit community that is $750–$1,650/month. Self-managed boards with the right software can handle the same work at a fraction of the cost.
Related resources
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Start 14-Day Free TrialFee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, building age, and reserve funding status. Legal information is general in nature and not legal advice. Always consult an HOA attorney and your governing documents for your specific situation. Last updated: 2026.