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LotWize

by Sanaf AI Solutions

AI-first HOA management for self-managed communities.

Available nationwide

Get HOA tips & updates

© 2026 LotWize by Sanaf AI Solutions. All rights reserved.

Product

  • For Self-Managed HOAs
  • For Property Managers
  • Features
  • Pricing
  • Marketplace
  • Integrations
  • Blog

Resources

  • Help Center
  • Blog
  • Ebooks & Guides
  • HOA Glossary
  • Templates
  • State Guides
  • HOA Laws by State
  • Comparisons

Company

  • About
  • Contact
  • HOA Laws by State
  • Affiliate Program — Earn 20%
  • Security
  • Privacy Policy
  • Terms of Service

Free Tools

  • Cost Calculator
  • Annual Budget Builder
  • Reserve Fund Calculator
  • Board Time Audit
  • Fine Schedule Builder
  • Annual Meeting Checklist
  • Agenda Generator
  • Meeting Minutes
  • Violation Letter
  • Welcome Letter
LotWize

by Sanaf AI Solutions

AI-first HOA management for self-managed communities.

Available nationwide

Get HOA tips & updates

© 2026 LotWize by Sanaf AI Solutions. All rights reserved.
HOA Laws by State/Florida
All states
FL

Florida HOA Fine Laws

Last reviewed 2025 · F.S. § 720.305

Hearing requiredPer CC&Rs14-day notice required
Fine Cap

$100/violation

Daily accrual: $100/day for continuing violations

$100 per day per violation, maximum $1,000 aggregate per violation, unless the declaration authorizes higher fines

Notice Period

14 days

14 days notice to request a hearing before a fine takes effect; fining committee must ratify the fine

Hearing Rights
Hearing required before fine

A fining/grievance committee (not the board) must meet and ratify the fine. If no committee, fine may not be imposed.

Governing Statute

F.S. § 720.305

Read the law

Key rules for Florida HOAs

  • Fine cap: $100/day per violation, maximum $1,000 aggregate
  • 14 days to request a hearing before a fine is effective
  • A fining committee (separate from the board) must ratify fines — not the board alone
  • If the association has no fining committee, fines cannot be imposed
  • Declaration may authorize higher fines
  • Fines that are not ratified by the fining committee are not collectible as assessments

Automate Florida compliance with LotWize

LotWize knows Florida's notice requirements. It enforces them automatically — sending notices with the correct cure period and offering hearing options built into the workflow.

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Related resources for Florida

Homeowner rights in FloridaSpecial assessment rules in FloridaReserve fund requirements in FloridaSelf-management guide for FloridaAnnual meeting checklist for FloridaNotable HOA cases in Florida

Florida HOA fine law — FAQ

What is the maximum HOA fine in Florida?

Florida caps HOA fines at $100 per violation. $100 per day per violation, maximum $1,000 aggregate per violation, unless the declaration authorizes higher fines

How much notice must a Florida HOA give before issuing a fine?

In Florida, an HOA generally must provide 14 days' written notice before imposing a fine. 14 days notice to request a hearing before a fine takes effect; fining committee must ratify the fine

Can an HOA fine you without a hearing in Florida?

No. Florida requires that a homeowner be given the opportunity for a hearing before a fine is imposed. A fining/grievance committee (not the board) must meet and ratify the fine. If no committee, fine may not be imposed.

What law governs HOA fines in Florida?

HOA fines in Florida are governed by F.S. § 720.305. The full statute is linked on this page so you can read the primary source directly.

This page provides general legal information only — not legal advice. HOA laws change frequently and may vary by community type. Always consult an HOA attorney and your governing documents for your specific situation.