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Orlando HOA Guide (2026)

Orlando Metro · Florida

Orlando is one of the most HOA-dense markets in Florida — vacation and investment communities amplify adoption rates.

HOA Fees in Orlando

Condo

$430/mo

National avg: $291/mo

$139 above avg
Single-Family Home

$195/mo

National avg: $170/mo

$25 above avg
Townhome

$285/mo

National avg: $215/mo

$70 above avg

Hurricane insurance premiums and Florida's HOA reserve study requirements introduced post-2024 keep fees trending upward.

Florida HOA Laws at a Glance

F.S. § 720.305

Fine cap

$100

Notice required

14 days

Hearing right

Required

  • Fine cap: $100/day per violation, maximum $1,000 aggregate
  • 14 days to request a hearing before a fine is effective
  • A fining committee (separate from the board) must ratify fines — not the board alone
What HOA fees typically cover in Orlando
  • Landscaping
  • Pool maintenance
  • Hurricane insurance
  • Common area upkeep
  • Pest control
Common amenities in Orlando HOAs
  • Pool
  • Clubhouse
  • Gym
  • Gated Entry
  • Playground
Self-Manage or Hire a Management Company?

Many Orlando HOA boards face the choice between self-management and hiring a full-service property management company. Management companies typically charge $10–$22 per unit per month — for a 75-unit community that is $750–$1,650/month. Self-managed boards with the right software can handle the same work at a fraction of the cost.

Self-managing your Orlando HOA? LotWize is built for boards like yours.

LotWize helps self-managed HOA boards handle budgets, violations, communications, and reserve planning — all in one place. No property management company required.

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Fee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, building age, and reserve funding status. Legal information is general in nature and not legal advice. Always consult an HOA attorney and your governing documents for your specific situation. Last updated: 2026.