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LotWize

by Sanaf AI Solutions

AI-first HOA management for self-managed communities.

Available nationwide

Get HOA tips & updates

© 2026 LotWize by Sanaf AI Solutions. All rights reserved.

Product

  • Features
  • Pricing
  • Marketplace
  • Integrations
  • Blog

Resources

  • Blog
  • Case Studies
  • Research
  • Ebooks & Guides
  • HOA Glossary
  • Templates
  • State Guides
  • HOA Laws by State
  • Comparisons

Company

  • About
  • Contact
  • HOA Laws by State
  • Affiliate Program — Earn 20%
  • Security
  • Privacy Policy
  • Terms of Service

Free Tools

  • Cost Calculator
  • Annual Budget Builder
  • Reserve Fund Calculator
  • Board Time Audit
  • Fine Schedule Builder
  • Annual Meeting Checklist
  • Agenda Generator
  • Meeting Minutes
  • Violation Letter
  • Welcome Letter
LotWize

by Sanaf AI Solutions

AI-first HOA management for self-managed communities.

Available nationwide

Get HOA tips & updates

© 2026 LotWize by Sanaf AI Solutions. All rights reserved.
HOA City Guides/Memphis, TN
All city guides
TN

Memphis HOA Guide (2026)

Memphis Metro · Tennessee

Memphis has moderate HOA adoption concentrated in newer suburban communities.

HOA Fees in Memphis

Condo

$250/mo

National avg: $291/mo

$41 below avg
Single-Family Home

$110/mo

National avg: $170/mo

$60 below avg
Townhome

$175/mo

National avg: $215/mo

$40 below avg

Memphis is one of the most affordable HOA markets in the South — fees are well below national averages across all property types.

Tennessee HOA Laws at a Glance

Tenn. Code § 66-27-101 et seq.

Fine cap

Set by bylaws

Notice required

Per CC&Rs

Hearing right

Not mandated

  • Tennessee Horizontal Property Act governs condominiums
  • Planned communities primarily governed by CC&Rs
  • Fines must be authorized in governing documents
Full Tennessee HOA law guide
What HOA fees typically cover in Memphis
  • Landscaping
  • Pool maintenance
  • Common area insurance
  • Street lighting
Common amenities in Memphis HOAs
  • Pool
  • Clubhouse
  • Playground
  • Gym
Self-Manage or Hire a Management Company?

Many Memphis HOA boards face the choice between self-management and hiring a full-service property management company. Management companies typically charge $10–$22 per unit per month — for a 75-unit community that is $750–$1,650/month. Self-managed boards with the right software can handle the same work at a fraction of the cost.

HOA ROI CalculatorCost Calculator

Related resources

HOA Laws (Tennessee)

Fine caps, notice periods, hearing rights

Special Assessments (Tennessee)

When they happen and how they work

Reserve Requirements (Tennessee)

What Tennessee requires boards to fund

Self-managing your Memphis HOA? LotWize is built for boards like yours.

LotWize helps self-managed HOA boards handle budgets, violations, communications, and reserve planning — all in one place. No property management company required.

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Fee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, building age, and reserve funding status. Legal information is general in nature and not legal advice. Always consult an HOA attorney and your governing documents for your specific situation. Last updated: 2026.