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Sacramento HOA Guide (2026)

Sacramento Metro · California

Sacramento's suburban expansion has brought significant HOA adoption in newer master-planned communities.

HOA Fees in Sacramento

Condo

$340/mo

National avg: $291/mo

$49 above avg
Single-Family Home

$175/mo

National avg: $170/mo

Near national average
Townhome

$245/mo

National avg: $215/mo

$30 above avg

Sacramento fees are elevated above Midwest markets but remain well below LA and San Francisco.

California HOA Laws at a Glance

Civil Code § 5650 (Davis-Stirling Act)

Fine cap

$100

Notice required

10 days

Hearing right

Required

  • First offense fine cap: $100 per violation (unless CC&Rs authorize higher)
  • Recurring violations: up to $100/day as a separate continuing violation
  • Board must give at least 10 days written notice before a fine hearing
What HOA fees typically cover in Sacramento
  • Landscaping
  • Pool maintenance
  • Common area insurance
  • Trash
Common amenities in Sacramento HOAs
  • Pool
  • Clubhouse
  • Landscaping
  • Playground
Self-Manage or Hire a Management Company?

Many Sacramento HOA boards face the choice between self-management and hiring a full-service property management company. Management companies typically charge $10–$22 per unit per month — for a 75-unit community that is $750–$1,650/month. Self-managed boards with the right software can handle the same work at a fraction of the cost.

Self-managing your Sacramento HOA? LotWize is built for boards like yours.

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Fee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, building age, and reserve funding status. Legal information is general in nature and not legal advice. Always consult an HOA attorney and your governing documents for your specific situation. Last updated: 2026.