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LotWize

by Sanaf AI Solutions

AI-first HOA management for self-managed communities.

Available nationwide

Get HOA tips & updates

© 2026 LotWize by Sanaf AI Solutions. All rights reserved.

Product

  • Features
  • Pricing
  • Marketplace
  • Integrations
  • Blog

Resources

  • Blog
  • Case Studies
  • Research
  • Ebooks & Guides
  • HOA Glossary
  • Templates
  • State Guides
  • HOA Laws by State
  • Comparisons

Company

  • About
  • Contact
  • HOA Laws by State
  • Affiliate Program — Earn 20%
  • Security
  • Privacy Policy
  • Terms of Service

Free Tools

  • Cost Calculator
  • Annual Budget Builder
  • Reserve Fund Calculator
  • Board Time Audit
  • Fine Schedule Builder
  • Annual Meeting Checklist
  • Agenda Generator
  • Meeting Minutes
  • Violation Letter
  • Welcome Letter
LotWize

by Sanaf AI Solutions

AI-first HOA management for self-managed communities.

Available nationwide

Get HOA tips & updates

© 2026 LotWize by Sanaf AI Solutions. All rights reserved.
HOA City Guides/Sacramento, CA
All city guides
CA

Sacramento HOA Guide (2026)

Sacramento Metro · California

Sacramento's suburban expansion has brought significant HOA adoption in newer master-planned communities.

HOA Fees in Sacramento

Condo

$340/mo

National avg: $291/mo

$49 above avg
Single-Family Home

$175/mo

National avg: $170/mo

Near national average
Townhome

$245/mo

National avg: $215/mo

$30 above avg

Sacramento fees are elevated above Midwest markets but remain well below LA and San Francisco.

California HOA Laws at a Glance

Civil Code § 5650 (Davis-Stirling Act)

Fine cap

$100

Notice required

10 days

Hearing right

Required

  • First offense fine cap: $100 per violation (unless CC&Rs authorize higher)
  • Recurring violations: up to $100/day as a separate continuing violation
  • Board must give at least 10 days written notice before a fine hearing
Full California HOA law guide
What HOA fees typically cover in Sacramento
  • Landscaping
  • Pool maintenance
  • Common area insurance
  • Trash
Common amenities in Sacramento HOAs
  • Pool
  • Clubhouse
  • Landscaping
  • Playground
Self-Manage or Hire a Management Company?

Many Sacramento HOA boards face the choice between self-management and hiring a full-service property management company. Management companies typically charge $10–$22 per unit per month — for a 75-unit community that is $750–$1,650/month. Self-managed boards with the right software can handle the same work at a fraction of the cost.

HOA ROI CalculatorCost Calculator

Related resources

HOA Laws (California)

Fine caps, notice periods, hearing rights

Special Assessments (California)

When they happen and how they work

Reserve Requirements (California)

What California requires boards to fund

Self-managing your Sacramento HOA? LotWize is built for boards like yours.

LotWize helps self-managed HOA boards handle budgets, violations, communications, and reserve planning — all in one place. No property management company required.

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Fee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, building age, and reserve funding status. Legal information is general in nature and not legal advice. Always consult an HOA attorney and your governing documents for your specific situation. Last updated: 2026.