Miami HOA Guide (2026)
Miami Metro · Florida
Miami's condo towers dominate the skyline — virtually all multifamily units are HOA-governed.
HOA Fees in Miami
$780/mo
National avg: $291/mo
$310/mo
National avg: $170/mo
$450/mo
National avg: $215/mo
Post-Surfside legislation requiring structural reserve studies and full funding has driven Miami condo fees to among the highest in the nation.
Florida HOA Laws at a Glance
Fine cap
$100
Notice required
14 days
Hearing right
Required
- Fine cap: $100/day per violation, maximum $1,000 aggregate
- 14 days to request a hearing before a fine is effective
- A fining committee (separate from the board) must ratify fines — not the board alone
- Building exterior
- Hurricane insurance
- Elevator maintenance
- Water/sewer
- Concierge
- Common area upkeep
- Pool
- Concierge
- Gym
- Valet
- Beach Access
- Rooftop
Many Miami HOA boards face the choice between self-management and hiring a full-service property management company. Management companies typically charge $10–$22 per unit per month — for a 75-unit community that is $750–$1,650/month. Self-managed boards with the right software can handle the same work at a fraction of the cost.
Related resources
Self-managing your Miami HOA? LotWize is built for boards like yours.
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Start 14-Day Free TrialFee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, building age, and reserve funding status. Legal information is general in nature and not legal advice. Always consult an HOA attorney and your governing documents for your specific situation. Last updated: 2026.