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Jacksonville HOA Guide (2026)

Jacksonville Metro · Florida

Jacksonville's suburban sprawl supports widespread HOA adoption in newer subdivisions.

HOA Fees in Jacksonville

Condo

$320/mo

National avg: $291/mo

$29 above avg
Single-Family Home

$160/mo

National avg: $170/mo

$10 below avg
Townhome

$235/mo

National avg: $215/mo

$20 above avg

One of Florida's more affordable HOA markets, Jacksonville fees reflect the city's lower cost of living versus South Florida.

Florida HOA Laws at a Glance

F.S. § 720.305

Fine cap

$100

Notice required

14 days

Hearing right

Required

  • Fine cap: $100/day per violation, maximum $1,000 aggregate
  • 14 days to request a hearing before a fine is effective
  • A fining committee (separate from the board) must ratify fines — not the board alone
What HOA fees typically cover in Jacksonville
  • Landscaping
  • Pool maintenance
  • Hurricane insurance
  • Common area insurance
Common amenities in Jacksonville HOAs
  • Pool
  • Playground
  • Clubhouse
  • Gym
Self-Manage or Hire a Management Company?

Many Jacksonville HOA boards face the choice between self-management and hiring a full-service property management company. Management companies typically charge $10–$22 per unit per month — for a 75-unit community that is $750–$1,650/month. Self-managed boards with the right software can handle the same work at a fraction of the cost.

Self-managing your Jacksonville HOA? LotWize is built for boards like yours.

LotWize helps self-managed HOA boards handle budgets, violations, communications, and reserve planning — all in one place. No property management company required.

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Fee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, building age, and reserve funding status. Legal information is general in nature and not legal advice. Always consult an HOA attorney and your governing documents for your specific situation. Last updated: 2026.