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Providence HOA Guide (2026)

Providence Metro · Rhode Island

Providence's condo conversion activity keeps HOA adoption strong in the urban core.

HOA Fees in Providence

Condo

$340/mo

National avg: $291/mo

$49 above avg
Single-Family Home

$155/mo

National avg: $170/mo

$15 below avg
Townhome

$235/mo

National avg: $215/mo

$20 above avg

Providence fees are above national averages — driven by New England building maintenance standards and significant snow removal needs.

Rhode Island HOA Laws at a Glance

R.I. Gen. Laws § 34-36.1-3.02

Fine cap

Set by bylaws

Notice required

Per CC&Rs

Hearing right

Required

  • Rhode Island Common Interest Ownership Act (§ 34-36.1) governs HOAs
  • Association must follow declaration for fines
  • Homeowner has right to notice and hearing
What HOA fees typically cover in Providence
  • Snow removal
  • Building exterior
  • Common area insurance
  • Trash
Common amenities in Providence HOAs
  • Gym
  • Pool
  • Snow Removal
  • Parking
Self-Manage or Hire a Management Company?

Many Providence HOA boards face the choice between self-management and hiring a full-service property management company. Management companies typically charge $10–$22 per unit per month — for a 75-unit community that is $750–$1,650/month. Self-managed boards with the right software can handle the same work at a fraction of the cost.

Self-managing your Providence HOA? LotWize is built for boards like yours.

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Fee data represents estimates based on available market data and public HOA disclosures. Actual fees vary widely by community, amenities, building age, and reserve funding status. Legal information is general in nature and not legal advice. Always consult an HOA attorney and your governing documents for your specific situation. Last updated: 2026.