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HOA Finances

Budget smarter, build reserves, and collect dues on time. Free calculators, benchmarks, and AI bookkeeping.

Free financial tools

Cost Calculator

Compare management company costs vs. LotWize.

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Budget Builder

Build an annual budget with AI-suggested line items.

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Reserve Calculator

Check if your reserve fund is healthy for future expenses.

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Dues Calculator

Benchmark your HOA dues against similar communities.

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Resources & guides

HOA Accounting Software

AI-powered bookkeeping for self-managed HOAs.

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Reserve Fund Requirements by State

See what your state requires for reserve studies.

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Special Assessments by State

Rules and limits for special assessments in your state.

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HOA Vendor Costs

Benchmark costs for landscaping, pools, security, and more.

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AI bookkeeping for your HOA

Upload your bank CSV. The AI categorizes transactions, flags unusual invoices, and writes month-end narratives.

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Resources

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Free Tools

  • Cost Calculator
  • Annual Budget Builder
  • Reserve Fund Calculator
  • Board Time Audit
  • Fine Schedule Builder
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  • Agenda Generator
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  • Violation Letter
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by Sanaf AI Solutions

AI-first HOA management for self-managed communities.

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