LotWize
Financial Recovery

Lakewood Commons HOA

Decatur, GA87 units · Townhome community4 min read

Key Result

$38,590

in delinquent dues recovered

The Challenge

Lakewood Commons carried a 22% delinquency rate — $47,190 in outstanding dues across 19 homeowners. The treasurer was spending 12 hours per month manually cross-referencing bank statements, generating past-due letters, and calculating late fees. Multiple payment plans had been agreed to verbally with no documentation, creating disputes. The community was operating with a $31,000 cash shortfall.

The Solution

LotWize replaced the manual system with automated payment reminders at 30, 15, and 7 days before each due date, automatic late fee application per the CC&Rs, and a digital payment portal where homeowners could pay online and view their balance history. Payment plans were formalized in writing with LotWize tracking each installment.

The automatic reminders alone were worth the entire subscription cost. We recovered almost $40k in the first year and our treasurer stopped dreading dues season.

Diane ParkHOA Treasurer, Lakewood Commons
financial recoverydelinquencypayment automationsmall community