Notice to a homeowner that their assessment account is past due, with balance, late charges, and payment deadline.
Timely and consistent delinquency notices are essential to maintaining healthy HOA cash flow and demonstrating that the board enforces the collection policy equally for all homeowners. This template covers first delinquency notice through pre-lien demand. Keeping a consistent paper trail of delinquency notices also protects the association when it eventually needs to place a lien or pursue legal collection.
Send a delinquency notice as soon as an account becomes 30 days past due. Follow your collection policy timeline consistently — inconsistent enforcement can be used as a defense by a delinquent homeowner.
[COMMUNITY NAME] HOMEOWNERS ASSOCIATION NOTICE OF ASSESSMENT DELINQUENCY Date: [DATE] To: [HOMEOWNER NAME] Property Address: [ADDRESS] Account No.: [ACCOUNT NUMBER] Dear [HOMEOWNER NAME], Our records indicate that your HOA assessment account has a past-due balance. ACCOUNT STATEMENT Regular Assessments Past Due: $[AMOUNT] ([MONTHS] month(s) overdue) Late Charges: $[AMOUNT] Interest ([X]% per month): $[AMOUNT] Other Fees: $[AMOUNT] TOTAL AMOUNT DUE: $[TOTAL AMOUNT] PAYMENT DEADLINE Please remit the total amount of $[AMOUNT] by [DUE DATE]. Payment may be made by: [CHECK payable to [COMMUNITY NAME] HOA — mail to [ADDRESS]] [ONLINE at [PORTAL LINK]] [AUTOPAY enrollment available at [LINK]] If payment is not received by [DUE DATE], [COMMUNITY NAME] HOA may: - Refer your account to collection - File a lien against your property for the full amount owed - Suspend access to community amenities HARDSHIP REQUESTS If you are experiencing financial hardship, please contact [TREASURER NAME] at [EMAIL] to discuss a payment plan before the deadline. Sincerely, [BOARD TREASURER / MANAGER NAME] [TITLE], [COMMUNITY NAME] HOA
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Send a delinquency notice as soon as an account becomes 30 days past due. Follow your collection policy timeline consistently — inconsistent enforcement can be used as a defense by a delinquent homeowner.
Stop filling in brackets. LotWize knows your homeowners, your CC&Rs, and your violation history — it generates hoa assessment delinquency notice documents in seconds, pre-addressed and ready to send.
Start 14-Day Free TrialThis template provides general guidance only — not legal advice. HOA rules and document requirements vary by state and by your governing documents. Always consult an HOA attorney before using any document in a legal or enforcement context.