TOPS Software vs. LotWize — Legacy CAM Platform vs. Modern AI-First HOA Solution
TOPS Software is one of the longest-running community association management platforms, particularly strong in Florida and the Southeast. While TOPS offers deep accounting functionality built over decades, its interface reflects its age and it has no AI capabilities. LotWize is the modern, AI-first alternative that automates the admin work CAMs and volunteer boards spend hours on — at flat, transparent pricing.
When TOPS Software makes sense
TOPS Software is a strong choice for established CAM firms in Florida and the Southeast that have used it for years and need its deep accounting capabilities — particularly firms that don't yet see AI as a priority.
Feature comparison
| Feature | LotWize | TOPS Software |
|---|---|---|
| AI violation automation | ||
| AI document parsing (CC&Rs) | ||
| AI Board Assistant (natural language) | ||
| 24/7 AI resident chatbot | ||
| AI meeting minutes & agendas | ||
| Flat pricing, no per-unit fees | ||
| Free plan and free trial | ||
| Resident portal | ||
| Online dues payment | ||
| Deep CAM accounting module | ||
| Decades of industry track record | ||
| 30-minute self-service setup |
TOPS Software strengths
- Decades of industry experience — well-established in the CAM market
- Strong accounting module built specifically for community associations
- Deep feature set for professional community association managers
- Strong presence in Florida and Southeast markets
TOPS Software limitations
- Legacy interface — steep learning curve for new users
- Zero AI features — all work is manual
- Built for professional CAMs, not volunteer board members
- No free plan, no self-service trial, sales-driven process
- Per-unit pricing model that scales up with community size
Where LotWize goes further
Pricing comparison
TOPS Software
Custom quote (varies by modules)
Module-based pricing; full suite requires multiple add-ons; per-unit costs apply
LotWize
Free trial, then $59/month flat
All AI features included in flat price; no module add-ons; no per-unit fees
LotWize plans at a glance
Free
Forever free$0/mo flat
Up to 10 units
- Homeowner portal
- Board dashboard
- Member management
- Basic violation tracking
Starter
$59/mo flat
or $35/mo hybrid
Up to 50 units
- Violations & notices
- Dues & payments
- Resident portal
- Meeting management
Growth
Most popular$99/mo flat
or $75/mo hybrid
Up to 150 units
- Everything in Starter
- AI Meeting Intelligence
- AI Violation Autopilot
- AI Communications Suite
- Priority support
Pro
$149/mo flat
or $99/mo hybrid
Up to 300 units
- Everything in Growth
- AI Board Assistant
- AI Architectural Review
- Unlimited AI usage
- PMC-ready portfolio
Hybrid pricing: lower monthly base + 1% convenience fee collected from homeowners on dues payments. All paid plans include a 14-day free trial — no credit card required.
See LotWize for yourself
14-day free trial — no credit card required. Or get started on our Free plan forever. Set up your board in minutes and see how AI automation changes the way you manage your community.
Feature comparisons reflect publicly available information as of 2026. Pricing is approximate — contact each vendor for current rates. LotWize is not affiliated with any competitor listed on this page.