PayHOA is one of the most established self-managed HOA platforms, with a straightforward interface and solid core features. LotWize takes a different approach — AI-first, built specifically for volunteer boards who want to spend less time on administration.
When PayHOA makes sense
PayHOA may be the better choice if your board values a proven, simple platform and doesn't need AI assistance — or if you're managing a large portfolio and need enterprise-level support.
| Feature | LotWize | PayHOA |
|---|---|---|
| Violation letter automation | ||
| AI document parsing (CC&Rs) | ||
| Meeting agenda generator | ||
| Reserve fund calculator | ||
| Resident portal | ||
| Online dues payment | ||
| Board meeting minutes | ||
| Maintenance tracking | ||
| Mobile app | ||
| Accounting / GL integration | ||
| Free board tools | ||
| AI chat for residents |
PayHOA
$49/month
Scales to $275/month for larger communities
LotWize
Free trial, then $59/month
Flat pricing regardless of unit count
Free
Forever free$0/mo flat
Up to 10 units
Starter
$59/mo flat
or $35/mo hybrid
Up to 50 units
Growth
Most popular$99/mo flat
or $75/mo hybrid
Up to 150 units
Pro
$149/mo flat
or $99/mo hybrid
Up to 300 units
Hybrid pricing: lower monthly base + 1% convenience fee collected from homeowners on dues payments. All paid plans include a 14-day free trial — no credit card required.
14-day free trial — no credit card required. Or get started on our Free plan forever. Set up your board in minutes and see how AI automation changes the way you manage your community.
Feature comparisons reflect publicly available information as of 2026. Pricing is approximate — contact each vendor for current rates. LotWize is not affiliated with any competitor listed on this page.