PayHOA vs. LotWize — Which is Right for Your Self-Managed HOA?
PayHOA is one of the most established self-managed HOA platforms, with a straightforward interface and solid core features. LotWize takes a different approach — AI-first, built specifically for volunteer boards who want to spend less time on administration.
When PayHOA makes sense
PayHOA may be the better choice if your board values a proven, simple platform and doesn't need AI assistance — or if you're managing a large portfolio and need enterprise-level support.
Feature comparison
| Feature | LotWize | PayHOA |
|---|---|---|
| Violation letter automation | ||
| AI document parsing (CC&Rs) | ||
| Meeting agenda generator | ||
| Reserve fund calculator | ||
| Resident portal | ||
| Online dues payment | ||
| Board meeting minutes | ||
| Maintenance tracking | ||
| Mobile app | ||
| Accounting / GL integration | ||
| Free board tools | ||
| AI chat for residents |
PayHOA strengths
- Established platform with years of customer trust
- Clean, easy-to-learn interface
- Strong payment processing and dues collection features
- Good mobile app for homeowner portals
PayHOA limitations
- No AI assistance — all work is manual
- No document intelligence or CC&R parsing
- Limited violation workflow automation
- Higher price at scale ($275/month for larger communities)
Where LotWize goes further
Pricing comparison
PayHOA
$49/month
Scales to $275/month for larger communities
LotWize
Free trial, then $59/month
Flat pricing regardless of unit count
See LotWize for yourself
14-day free trial, credit card required. Set up your board in minutes and see how AI automation changes the way you manage your community.
Feature comparisons reflect publicly available information as of 2026. Pricing is approximate — contact each vendor for current rates. LotWize is not affiliated with any competitor listed on this page.