HOA Life has built a strong position with AI-powered violations and document parsing, plus an active SEO-focused blog. LotWize competes directly on AI depth — and adds a broader free-tool library, flat-rate pricing, and a resident AI chat widget that HOA Life doesn't offer.
When HOA Life makes sense
HOA Life is worth considering if your board primarily needs AI violation automation and is less focused on meeting management, board tools, or resident self-service chat.
| Feature | LotWize | HOA Life |
|---|---|---|
| AI violation detection | ||
| AI document parsing (CC&Rs) | ||
| Embeddable resident AI chat | ||
| Free board tools (no account needed) | ||
| Meeting agenda generator | ||
| Reserve fund calculator | ||
| State-law-aware notice periods | ||
| Resident portal | ||
| Online dues payment | ||
| Board meeting minutes | ||
| Flat per-community pricing | ||
| Mobile app |
HOA Life
$45/month
Pricing scales with number of units
LotWize
Free trial, then $59/month
Flat pricing regardless of unit count
Free
Forever free$0/mo flat
Up to 10 units
Starter
$59/mo flat
or $35/mo hybrid
Up to 50 units
Growth
Most popular$99/mo flat
or $75/mo hybrid
Up to 150 units
Pro
$149/mo flat
or $99/mo hybrid
Up to 300 units
Hybrid pricing: lower monthly base + 1% convenience fee collected from homeowners on dues payments. All paid plans include a 14-day free trial — no credit card required.
14-day free trial — no credit card required. Or get started on our Free plan forever. Set up your board in minutes and see how AI automation changes the way you manage your community.
Feature comparisons reflect publicly available information as of 2026. Pricing is approximate — contact each vendor for current rates. LotWize is not affiliated with any competitor listed on this page.