HOA OS is a newer entrant with an explicit AI-first positioning. LotWize shares that core philosophy but differentiates on depth — a broader free tool library, programmatic content resources across all 50 states, and a free resident chat widget that HOA OS does not currently offer.
When HOA OS makes sense
HOA OS may appeal to boards looking for a minimal, modern AI platform and willing to accept a newer, less feature-complete product in exchange for a simpler interface.
| Feature | LotWize | HOA OS |
|---|---|---|
| AI violation workflow | ||
| AI document parsing (CC&Rs) | ||
| 50-state HOA law reference library | ||
| Free board tools (no account needed) | ||
| Embeddable resident AI chat | ||
| Meeting agenda + minutes generator | ||
| Reserve fund calculator | ||
| Resident portal | ||
| Online dues payment | ||
| Flat per-community pricing | ||
| Mobile app | ||
| Accounting integration |
HOA OS
$39/month
Limited features at entry tier; scales with community size
LotWize
Free trial, then $59/month
Full feature access at flat rate regardless of unit count
Free
Forever free$0/mo flat
Up to 10 units
Starter
$59/mo flat
or $35/mo hybrid
Up to 50 units
Growth
Most popular$99/mo flat
or $75/mo hybrid
Up to 150 units
Pro
$149/mo flat
or $99/mo hybrid
Up to 300 units
Hybrid pricing: lower monthly base + 1% convenience fee collected from homeowners on dues payments. All paid plans include a 14-day free trial — no credit card required.
14-day free trial — no credit card required. Or get started on our Free plan forever. Set up your board in minutes and see how AI automation changes the way you manage your community.
Feature comparisons reflect publicly available information as of 2026. Pricing is approximate — contact each vendor for current rates. LotWize is not affiliated with any competitor listed on this page.