HOA Short-Term Rental Policy

Policies

Policy governing or restricting short-term rentals (Airbnb, VRBO) in the community, including registration and occupancy rules.

About this template

Short-term rentals have become one of the most contentious issues in HOA communities. Some boards choose to prohibit them entirely, while others regulate them with registration, guest limits, and conduct standards. This template is drafted to work either way — it includes a section for boards that wish to permit STRs with registration requirements, and a section for boards that wish to restrict or prohibit them. Before adopting any STR restriction, check your CC&Rs, state law, and local ordinances, as some jurisdictions limit HOA authority to restrict rentals.

What's included

Definition of short-term rental and platforms covered (Airbnb, VRBO, etc.)
Whether STRs are permitted, restricted, or prohibited
Registration requirement and annual registration fee (if permitting STRs)
Maximum occupancy limits and minimum rental duration
Owner responsibility for guest conduct and rule compliance
Consequences for operating an unregistered STR or violating the policy

When to use this template

Adopt this policy when the board becomes aware of STR activity in the community or proactively before STRs become an issue. Review your CC&Rs and state law before restricting STRs — amending the CC&Rs may be required to fully prohibit them.

Template preview

Replace all [BRACKETED] fields with your community's details

[COMMUNITY NAME] HOMEOWNERS ASSOCIATION
SHORT-TERM RENTAL POLICY
Adopted: [DATE]

1. DEFINITION
   "Short-term rental" means any rental of a residential unit for a period of fewer than [30] consecutive days, including rentals arranged through platforms such as Airbnb, VRBO, HomeAway, or similar services.

2. POLICY — [SELECT ONE]

   [ ] OPTION A: SHORT-TERM RENTALS PROHIBITED
       Short-term rentals are not permitted within [COMMUNITY NAME]. All rental agreements must be for a minimum term of [30 / 90 / 180] days. This restriction is consistent with [CC&Rs Section X.X]. Owners who list their units on short-term rental platforms are in violation of this policy and subject to fines.

   [ ] OPTION B: SHORT-TERM RENTALS PERMITTED WITH REGISTRATION
       Short-term rentals are permitted subject to the requirements of this policy.

3. REGISTRATION (if Option B)
   Owners wishing to operate a short-term rental must register with the Association annually. Registration fee: $[AMOUNT]. Required: contact information, emergency contact, STR platform listing URL.

4. OCCUPANCY AND CONDUCT
   Maximum occupancy: [X] persons per bedroom, not to exceed [X] total.
   Minimum rental period: [X] nights.
   Owners are fully responsible for their guests' compliance with all HOA rules and are liable for any damage caused by guests.

5. ENFORCEMENT
   Unregistered STR operation or violation of this policy will result in a fine of $[AMOUNT] per day and may result in legal action to compel compliance.

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This template provides general guidance only — not legal advice. HOA rules and document requirements vary by state and by your governing documents. Always consult an HOA attorney before using any document in a legal or enforcement context.

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[COMMUNITY NAME] HOMEOWNERS ASSOCIATION SHORT-TERM RENTAL POLICY Adopted: [DATE] 1. DEFINITION "Short-term rental" means any rental of a residential unit for a period of fewer than [30] consecutive days, including rentals arranged through platforms such as Airbnb, VRBO, HomeAway, or similar services. 2. POLICY — [SELECT ONE] [ ] OPTION A: SHORT-TERM RENTALS PROHIBITED Short-term rentals are not permitted within [COMMUNITY NAME]. All rental agreements must be for a minimum term of [30 / 90 / 180] days. This restriction is consistent with [CC&Rs Section X.X]. Owners who list their units on short-term rental platforms are in violation of this policy and subject to fines. [ ] OPTION B: SHORT-TERM RENTALS PERMITTED WITH REGISTRATION Short-term rentals are permitted subject to the requirements of this policy. 3. REGISTRATION (if Option B) Owners wishing to operate a short-term rental must register with the Association annually. Registration fee: $[AMOUNT]. Required: contact information, emergency contact, STR platform listing URL. 4. OCCUPANCY AND CONDUCT Maximum occupancy: [X] persons per bedroom, not to exceed [X] total. Minimum rental period: [X] nights. Owners are fully responsible for their guests' compliance with all HOA rules and are liable for any damage caused by guests. 5. ENFORCEMENT Unregistered STR operation or violation of this policy will result in a fine of $[AMOUNT] per day and may result in legal action to compel compliance.