LotWizeby Sanaf AI Solutions
FeaturesPricingFree Tools
AboutContact
Sign inStart Free Trial
LotWizeby Sanaf AI Solutions
FeaturesPricingFree Tools
AboutContact
Sign inStart Free Trial

Product

  • For Self-Managed HOAs
  • For Property Managers
  • Features
  • Pricing
  • Marketplace
  • Integrations
  • Blog

Resources

  • Help Center
  • Blog
  • Ebooks & Guides
  • HOA Glossary
  • Templates
  • State Guides
  • HOA Laws by State
  • Comparisons

Company

  • About
  • Contact
  • HOA Laws by State
  • Affiliate Program — Earn 20%
  • Security
  • Privacy Policy
  • Terms of Service

Free Tools

  • Cost Calculator
  • Annual Budget Builder
  • Reserve Fund Calculator
  • Board Time Audit
  • Fine Schedule Builder
  • Annual Meeting Checklist
  • Agenda Generator
  • Meeting Minutes
  • Violation Letter
  • Welcome Letter
LotWize

by Sanaf AI Solutions

AI-first HOA management for self-managed communities.

Available nationwide

Get HOA tips & updates

© 2026 LotWize by Sanaf AI Solutions. All rights reserved.

Product

  • For Self-Managed HOAs
  • For Property Managers
  • Features
  • Pricing
  • Marketplace
  • Integrations
  • Blog

Resources

  • Help Center
  • Blog
  • Ebooks & Guides
  • HOA Glossary
  • Templates
  • State Guides
  • HOA Laws by State
  • Comparisons

Company

  • About
  • Contact
  • HOA Laws by State
  • Affiliate Program — Earn 20%
  • Security
  • Privacy Policy
  • Terms of Service

Free Tools

  • Cost Calculator
  • Annual Budget Builder
  • Reserve Fund Calculator
  • Board Time Audit
  • Fine Schedule Builder
  • Annual Meeting Checklist
  • Agenda Generator
  • Meeting Minutes
  • Violation Letter
  • Welcome Letter
LotWize

by Sanaf AI Solutions

AI-first HOA management for self-managed communities.

Available nationwide

Get HOA tips & updates

© 2026 LotWize by Sanaf AI Solutions. All rights reserved.
HOA Laws by State/North Carolina
All states
NC

North Carolina HOA Fine Laws

Last reviewed 2025 · N.C.G.S. § 47F-3-102

Hearing requiredPer CC&Rs5-day notice required
Fine Cap

$100/violation

Daily accrual: $100/day for continuing violations

$100 per day per violation, maximum $1,500 aggregate per violation unless the declaration authorizes higher fines

Notice Period

5 days

At least 5 days written notice before a fine is imposed; notice must state right to hearing

Hearing Rights
Hearing required before fine

Homeowner has right to a hearing before the board before the fine is imposed; request must be made within 5 days of notice

Governing Statute

N.C.G.S. § 47F-3-102

Read the law

Key rules for North Carolina HOAs

  • Fine cap: $100 per day, maximum $1,500 aggregate per violation
  • 5 days written notice required before fine is imposed
  • Notice must inform homeowner of right to request a hearing
  • Homeowner must request hearing within 5 days of receiving notice
  • Governed by North Carolina Planned Community Act (Chapter 47F)

Automate North Carolina compliance with LotWize

LotWize knows North Carolina's notice requirements. It enforces them automatically — sending notices with the correct cure period and offering hearing options built into the workflow.

Start 14-Day Free Trial

Related resources for North Carolina

Homeowner rights in North CarolinaSpecial assessment rules in North CarolinaReserve fund requirements in North CarolinaSelf-management guide for North CarolinaAnnual meeting checklist for North CarolinaNotable HOA cases in North Carolina

North Carolina HOA fine law — FAQ

What is the maximum HOA fine in North Carolina?

North Carolina caps HOA fines at $100 per violation. $100 per day per violation, maximum $1,500 aggregate per violation unless the declaration authorizes higher fines

How much notice must a North Carolina HOA give before issuing a fine?

In North Carolina, an HOA generally must provide 5 days' written notice before imposing a fine. At least 5 days written notice before a fine is imposed; notice must state right to hearing

Can an HOA fine you without a hearing in North Carolina?

No. North Carolina requires that a homeowner be given the opportunity for a hearing before a fine is imposed. Homeowner has right to a hearing before the board before the fine is imposed; request must be made within 5 days of notice

What law governs HOA fines in North Carolina?

HOA fines in North Carolina are governed by N.C.G.S. § 47F-3-102. The full statute is linked on this page so you can read the primary source directly.

This page provides general legal information only — not legal advice. HOA laws change frequently and may vary by community type. Always consult an HOA attorney and your governing documents for your specific situation.