Upload your HOA's CC&Rs or bylaws to LotWize's free Document Analyzer, ask any question in plain English, and get an answer with a citation to the exact section — no account, no sign-up, and documents are never stored.
Every HOA board member has lived this moment: a homeowner emails asking whether they can install a metal roof, park a work truck in the driveway overnight, or rent their unit out for a weekend. The board knows the answer is written down somewhere in the CC&Rs or bylaws — a PDF that is 60, 80, or 120 pages long, scanned at some point in the last two decades, with a table of contents that stopped being accurate three amendments ago. Finding the actual answer means either remembering roughly where the relevant clause lives or reading section headers until something looks right.
That search costs real time. It also creates real risk: a board member who skims to the wrong section and answers confidently based on the wrong clause has just given a homeowner incorrect guidance, in writing, that can be quoted back later.
LotWize built the Document Analyzer — a free, public AI tool at lotwize.com/tools/document-analyzer — to remove that search entirely. Upload your CC&Rs or bylaws, ask a question in plain English, and get an answer with a citation to the exact document and section it came from. No account. No sign-up. No credit card. It is available to anyone evaluating whether AI-powered HOA management actually works before they commit to anything.
The Document Analyzer is not a chatbot that talks generally about HOA law. It is a document-grounded question-answering tool that reads only the files a visitor uploads and answers only from what is in them.
The workflow is three steps:
That citation requirement is not cosmetic. The system prompt behind the tool explicitly instructs the model to answer only from the uploaded excerpts, to cite the source for every claim, and to say "I couldn't find that in the documents you uploaded" rather than guess when the answer isn't there. It is the same grounded, cite-or-decline approach LotWize's paid platform uses when answering homeowner questions about a community's real governing documents — the free tool is a preview of exactly that behavior, not a simplified demo version of it.
The Document Analyzer runs on retrieval-augmented generation, commonly abbreviated RAG — a technique that keeps an AI model's answers grounded in a specific set of source documents instead of relying on what it learned during training.
When a document is uploaded, the text is extracted and broken into smaller chunks, each roughly the size of a paragraph or clause. Every chunk is converted into a numerical representation (an embedding) that captures its meaning, not just its keywords. When a question comes in, the tool embeds the question the same way and finds the handful of chunks whose meaning is closest to it — so a question about "renting out my house" correctly surfaces a clause labeled "Leasing and Rental Restrictions" even if the homeowner never typed the word "leasing."
Those matched chunks, and only those chunks, are handed to an AI model along with the question. The model is told, in effect: here are the only facts you're allowed to use — answer from these, and cite exactly where each answer came from. LotWize routes the request to a faster model when the retrieved passages are a strong match, and a more capable model when the match is less certain, automatically and invisibly to the visitor.
The result reads like a knowledgeable person who has actually read your specific CC&Rs — not a generic explanation of what HOA documents typically say.
Uploading governing documents — sometimes including a scanned copy with a property address or names on it — to a tool run by a company you haven't signed up with yet is a reasonable thing to hesitate over. LotWize's answer to that hesitation is architectural, not just a privacy-policy promise.
The Document Analyzer never writes uploaded documents to LotWize's database. Extracted text and its embeddings are held only in a short-lived session store, tagged with a randomly generated session ID, set to expire automatically 45 minutes after upload. There is no "delete my data" step to remember, because there is no persistent record of the session's contents to begin with — once the session expires, the underlying data becomes unreadable. The same session ID is required to ask follow-up questions, so no other visitor can access another session's uploaded documents.
This is a meaningfully different trust model than most free "upload your document" AI tools on the web, many of which quietly retain uploads. LotWize's tool is deliberately built so that walking away and never coming back is a complete and correct way to end the interaction.
The Document Analyzer caps usage in a few specific ways, and it's worth being direct about why, since an unexplained limit reads as stinginess and an explained one reads as a design choice:
Hit the session question limit and the tool says so directly, with a nudge that a free LotWize account removes the ceiling entirely for a homeowner's actual community documents. That's an honest trade: try the real thing with a real limit, then decide if unlimited access is worth creating an account for.
Prospective buyers and new board members. Someone about to buy into a community, or a newly elected board member who just inherited a filing cabinet of documents they've never read cover to cover, can upload what they have and ask the questions that actually matter — pet restrictions, rental rules, assessment history — before committing hours to reading the whole package linearly.
Boards fielding a homeowner question on the spot. A board member on a call about a specific rule doesn't need to say "let me get back to you" and dig through a binder. They can paste the relevant sentence, hit ask, and read the cited section back in under a minute.
Anyone evaluating whether LotWize's AI is actually good before signing up. This is arguably the tool's most honest purpose. LotWize's pitch to self-managed boards rests on AI that reliably answers from a community's real governing documents. Rather than asking a skeptical board to take that on faith from a sales page, the Document Analyzer lets them upload their own actual CC&Rs and test it directly, for free, before any commitment.
It is not legal advice, and the tool says so plainly on the page itself. It doesn't know your state's statutory overrides, doesn't know if a clause has been superseded by an amendment you didn't upload, and can't weigh in on whether a rule is even enforceable. Treat its answers as a fast, well-cited starting point for reading the source language yourself — not a substitute for an attorney on anything with real consequences.
It is not a permanent research tool. Because sessions expire in 45 minutes and nothing is stored, it's built for a focused round of questions in one sitting, not an ongoing reference library. A board that wants persistent, searchable access to its documents — with an audit trail of what was asked and answered — is the use case the full LotWize platform is built for.
It only knows what you upload. If a relevant amendment lives in a document you didn't include, the tool has no way to know that and will say it couldn't find an answer rather than guess. That refusal-over-guessing behavior is a feature: an AI tool that confidently answers from documents it was never shown is far more dangerous than one that says "I don't know."
The Document Analyzer at /tools/document-analyzer is free, requires no account, and answers HOA document questions with a citation to the exact section — not a generic explanation of what HOA rules typically say.
It runs on retrieval-augmented generation (RAG): documents are chunked and matched to your question by meaning, and the AI model is restricted to answering only from the matched excerpts.
Nothing is stored. Uploaded documents live only in a session that expires automatically after 45 minutes, with no database write and no manual deletion needed.
Usage limits (3 files/15 MB per upload, 10 questions per session) exist because every question triggers a real AI call with a real cost — not to nickel-and-dime a free tool.
It is explicitly not legal advice, and it will say "I couldn't find that" rather than guess — the same grounded, cite-or-decline behavior the full LotWize platform uses for real communities.
If your board has ever spent twenty minutes hunting for a single clause in a scanned CC&Rs PDF, try the free Document Analyzer on your own documents and see whether the answer — and its citation — actually holds up. If it does, that's a fair preview of how LotWize's AI works across your community's real documents, permanently and without a 10-question ceiling.
LotWize handles violations, resident questions, dues reminders, and meeting packets automatically — so your board gets its time back.
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