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Deed Restriction

Legal

A limitation on property use written into the deed or CC&Rs and binding on all future owners.

Definition

A deed restriction is any limitation or obligation placed on a property that is recorded in the chain of title and runs with the land. In HOA communities, deed restrictions are the heart of the CC&Rs — prohibitions on commercial use, requirements for architectural approval before exterior changes, pet restrictions, rental restrictions, and parking rules. Unlike a private contract between two parties, a deed restriction does not expire when the original parties leave — it binds every subsequent owner in perpetuity (unless it expires by its own terms or is removed by amendment). The HOA (and sometimes neighboring owners) can sue to enforce deed restrictions even without involving the court.

Why It Matters for HOA Boards

Deed restrictions can significantly affect what owners can do with their property — from building a fence to renting it out. Buyers must review all deed restrictions before purchasing.

Frequently Asked Questions

Can a deed restriction be removed?
Yes, but it usually requires amending the CC&Rs through the supermajority vote process. Some older restrictions may also be challenged legally if they violate fair housing laws or public policy.

Related Terms

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This page provides general information only — not legal or financial advice. HOA laws vary by state and community. Always consult your governing documents and an HOA attorney for guidance specific to your situation.