Fine Schedule

A fine schedule is a written document adopted by the board that lists the specific dollar amount of fines for each type of violation — first offense, repeat offense, and per-day continuing violations. It must be adopted at a properly noticed board meeting and distributed to all members before it takes effect. The fine schedule provides consistency and predictability in enforcement — owners can see in advance what a given violation costs. Fine amounts must be reasonable and, in some states, subject to a statutory cap. Fines not specified in an adopted schedule or exceeding state law limits can be challenged and voided. Many HOAs include the fine schedule in the annual disclosure package distributed to all members.

An adopted and disclosed fine schedule is both a legal protection for the board and a fair notice to homeowners. Applying fines not listed in the schedule exposes the HOA to legal challenge.